DigitalOwl, the leading provider of AI-driven solutions for medical record analysis, has proudly been named the winner of the “Best Underwriting Technology” award by the prestigious Global Insurtech Awards.
Over the past decade, the data load facing insurance underwriters has more than doubled. Applications often come with hundreds of pages of medical records, ranging from scanned PDFs to unstructured EHRs and even handwritten notes. While this explosion of data enables deeper insight, it also overwhelms traditional underwriting workflows. Legacy tools were not designed to keep up, especially when it comes to nuanced documents like APSs or complex condition histories. The result is a process that is slow, costly, and vulnerable to human error.
DigitalOwl has addressed this gap with a modern, connected AI platform built by insurance underwriters for insurance underwriters. Rather than layering automation on top of outdated processes, the technology reimagines how medical data is reviewed, replacing manual workflows with an intelligent system that delivers real insight, fast. For carriers, this means lower operating costs, greater underwriting and claims capacity, and fewer errors in decision-making. For applicants and policyholders, it translates to faster approvals, fewer delays, and a smoother overall journey.
At the core of DigitalOwl’s platform is the new product ‘Case Notes,’ powered by advanced AI that applies clinical reasoning, follows patterns, and connects the dots across fragmented records. For example, they can determine if a mention of depression reflects a mild, resolved episode from years ago or an ongoing severe condition with medication adjustments. They can also flag gaps in care, shifts in treatment efficacy, and comorbidities that influence risk, such as recognizing that a moderate sleep apnea diagnosis becomes high-risk when paired with obesity and hypertension.
By automating these high-value tasks, underwriters no longer have to search for scattered insights or guess at severity. The AI surfaces what matters, aligns it with underwriting logic, and presents findings in an easy-to-review format, driving faster and more accurate decision-making.
“Underwriting has always required a deep understanding of context,” said Yuval Man, Co-Founder and CEO of DigitalOwl. “Our goal has been to give underwriters technology that thinks like they do, analyzing complex medical records with the same reasoning and precision they bring to every case. This award reflects the hard work of our team and our commitment to helping carriers make faster, smarter, and more confident decisions.”
The Global Insurtech Awards were established to honor innovation and creativity within the insurtech space, celebrating products and services that are fundamentally reshaping the industry and driving it into the future. These awards highlight solutions that advance traditional insurance practices and respond to the evolving needs of a data-driven world.
About DigitalOwl
DigitalOwl is the leading InsurTech platform empowering insurance and legal professionals to transform complex medical data into actionable insights. With DigitalOwl’s platform, insurance and legal professionals can more efficiently assess risk and legal experts can build stronger cases with greater confidence. For more information about DigitalOwl, visit www.digitalowl.com and follow DigitalOwl on LinkedIn.
